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霍波-无债一身轻
2025-05-11政策标准:对符合条件的小微企业贷款额度由经办银行根据小微企业实际招用符合条件的人数合理确定，最高不超过400万元。
于杰-债务代理人
2025-05-11相关知识点: 试题来源: 解析 2，3 根据相关金融政策规定，个人申请小额担保贷款用于微利项目的，最长期限通常为2年。对于劳动密集型企业申请的小额担保贷款。
孙莉-律助
2025-05-11小微企业创业担保贷款年利率不超过05%。 (五)银行 小微企业创业担保贷款，贷款金额400万元以内部分，按照实际利率的50%给予贴息。
吕航-律界精英
2025-05-11？？在额度和期限方面，单户小微企业和“三农”融资担保贷款额度最高不超过500万元；小微企业和小微企业主贷款期限不超过1年。小额担保贷款的期限一般不超过 2 年。具体期限根据不同地区、不同贷款项目及借款人情况可能会有所差异。对于一些特殊的创业项目或符合特定条件的借款人。
邵诚-债务逆袭者
2025-05-11小额担保贷款的期限一般不超过2年，可展期一年。"，"subtitleWithIcon":{"label":{}}，"wenkuInfo":{"score":0，"page":""}，"newTimeFactorStr":"2012年11月29日 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小额担保贷款的期限一般不超过2年，可展期一年。
邵诚-债务逆袭者
2025-05-11问题:小额担保贷款及贴息的期限为几年 小额担保贷款的期限一般不超过2年，若确需延长的，由借款人直接向担保机构提出展期，经担保机构同意继续提供担保的。
